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    • Home
    • About Us
    • Guides

      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

      Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

      All Guides

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      GuidesBuying a HomeWhy you should buy a home
      • Introduction 1

        • Lecture1.1
          Summary
      • Deep, deep dive 4

        • Lecture2.1
          When should you buy your first home?
        • Lecture2.2
          Get peace of mind
        • Lecture2.3
          Save your money
        • Lecture2.4
          Build your wealth

        Build your wealth

        Buying a home will help you build your wealth because in general, property prices increase over a long period of time. Assuming that you hold on to your home for at least 30 years, then you can expect the value of your house to be more than what you originally paid. 

         

        Although the price of housing will depend on factors such as how the economy is doing, property supply and demand, location and type of property, data from the National Property Information Centre (NAPIC) shows that average home values have risen from RM100,000 in 1990 to around RM450,000 in 2018. 

         

        Build your wealth 1 - Multiply -

         

        In summary, when buying a home, you should consider long-term trends of property prices and buy to keep. You should avoid buying because you think property prices are low and you believe you can make money from selling the property by guessing when prices will be high. This is because property prices can go up, down or even stay the same in the short to medium-term, making it difficult to guess a ‘good’ time to buy or sell. 

         

        If you are interested in analysing Malaysian property data, you can visit NAPIC’s website, which provides statistics including property prices and transactions by location and type of property. 

         

        For more helpful information on buying a home, you can read our 8 Practical Tips When Buying a Home, and don’t forget to read our guide on What Home Can You Afford to Buy and try out our home loan calculators.

        Prev Save your money

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