Since the end of the automatic, blanket loan moratorium in Sept 2020, banks have offered targeted assistance to Malaysians who still need help to repay their loans because they’ve lost income or are getting lower income. On 18 Jan 2021, …
Aidil recently got a promotion and is wondering what to do with the extra cash. But with the current cuts in interest rates, he doesn’t want to put his money into a fixed deposit as the interest he will get …
The loan moratorium is coming to an end. What do you need to know? Check out this infographic to find out!
With unemployment and pay cuts in the news a lot lately, you’ve probably heard that bankruptcy may be on the rise as some people find it difficult to pay back their loans. But what really is bankruptcy and how does …
With a new home loan, a loan for his car and that personal loan he took for his wedding, the bank moratorium has been helpful for Alex. But with just two months of the moratorium left and no extension expected …
You may have heard that Bank Negara Malaysia (BNM) has cut the Overnight Policy Rate (OPR) to the lowest level ever, of 1.75%. But are you wondering why that matters to you? The short answer is that a lower OPR …
Do you know the interest rate you’re really paying for your bank loan? It’s called the Effective Interest Rate (EIR) and this infographic will help you understand it!
Do you have a loan that’s eligible for the six-month loan moratorium? Watch this video to figure out if you should take it!
The MCO has hit us bad. With many of us losing our jobs or taking a pay cut, we find ourselves low on cash. Taking a loan seems like an option to survive. But should we get a loan from …
Wondering if you should get a personal loan? Check out this infographic and use our calculator to help you decide!
