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      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

      Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

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      All Guides

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      Tackling Debt

      What Else Do You Need to Know About the Loan Moratorium? 1 - Multiply - Tackling Debt
      17 February

      What Else Do You Need to Know About the Loan Moratorium?

      • Posted by Multiply
      • Categories Tackling Debt

      Since the end of the automatic, blanket loan moratorium in Sept 2020, banks have offered targeted assistance to Malaysians who still need help to repay their loans because they’ve lost income or are getting lower income. On 18 Jan 2021, …

      Read More
      What To Know About Repaying Your Loans Early 3 - Multiply - Tackling Debt
      17 September

      What To Know About Repaying Your Loans Early

      • Posted by Multiply
      • Categories Tackling Debt

      Aidil recently got a promotion and is wondering what to do with the extra cash. But with the current cuts in interest rates, he doesn’t want to put his money into a fixed deposit as the interest he will get …

      Read More
      What You Need To Know About The Loan Moratorium 5 - Multiply - Tackling Debt
      28 August

      What You Need To Know About The Loan Moratorium

      • Posted by Multiply
      • Categories Tackling Debt

      The loan moratorium is coming to an end. What do you need to know? Check out this infographic to find out!

      Read More
      What is Bankruptcy? 9 - Multiply - Tackling Debt
      12 August

      What is Bankruptcy?

      • Posted by Multiply
      • Categories Tackling Debt

      With unemployment and pay cuts in the news a lot lately, you’ve probably heard that bankruptcy may be on the rise as some people find it difficult to pay back their loans. But what really is bankruptcy and how does …

      Read More
      The Loan Moratorium is Ending Soon - What Should You Know? 11 - Multiply - Tackling Debt
      05 August

      The Loan Moratorium is Ending Soon – What Should You Know?

      • Posted by Multiply
      • Categories Tackling Debt

      With a new home loan, a loan for his car and that personal loan he took for his wedding, the bank moratorium has been helpful for Alex. But with just two months of the moratorium left and no extension expected …

      Read More
      Bank Negara Cut the OPR – So What? 13 - Multiply - Tackling Debt
      14 July

      Bank Negara Cut the OPR – So What?

      • Posted by Multiply
      • Categories Saving & Investing, Tackling Debt, Multiply Explains

      You may have heard that Bank Negara Malaysia (BNM) has cut the Overnight Policy Rate (OPR) to the lowest level ever, of 1.75%. But are you wondering why that matters to you?  The short answer is that a lower OPR …

      Read More
      Understanding the Effective Interest Rate (EIR) 15 - Multiply - Tackling Debt
      10 June

      Understanding the Effective Interest Rate (EIR)

      • Posted by Multiply
      • Categories Tackling Debt

      Do you know the interest rate you’re really paying for your bank loan? It’s called the Effective Interest Rate (EIR) and this infographic will help you understand it!

      Read More
      Video: Should You Take The Loan Moratorium? 19 - Multiply - Tackling Debt
      09 June

      Video: Should You Take The Loan Moratorium?

      • Posted by Multiply
      • Categories Tackling Debt

      Do you have a loan that’s eligible for the six-month loan moratorium? Watch this video to figure out if you should take it!  

      Read More
      Pawnbroking: What Should You Know? 21 - Multiply - Tackling Debt
      05 June

      Pawnbroking: What Should You Know?

      • Posted by Multiply
      • Categories Tackling Debt

      The MCO has hit us bad. With many of us losing our jobs or taking a pay cut, we find ourselves low on cash. Taking a loan seems like an option to survive. But should we get a loan from …

      Read More
      What you need to know about personal loans 23 - Multiply - Tackling Debt
      19 May

      What you need to know about personal loans

      • Posted by Multiply
      • Categories Tackling Debt

      Wondering if you should get a personal loan? Check out this infographic and use our calculator to help you decide!

      Read More
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      What Else Do You Need to Know About the Loan Moratorium? 27 - Multiply - Tackling Debt
      What Else Do You Need to Know About the Loan Moratorium?
      17Feb2021
      Should You Get Flood Insurance for Your Car? 29 - Multiply - Tackling Debt
      Should You Get Flood Insurance for Your Car?
      10Feb2021
      Beware of Investment Scams! 31 - Multiply - Tackling Debt
      Beware of Investment Scams!
      05Feb2021

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      We're excited to share our new collaboration with We're excited to share our new collaboration with @myboostapp!

Look out for emails from Boost, our blog posts on multiply.org.my and updates on both our social media accounts for more personal finance tips - at your fingertips!

#Repost @myboostapp (@get_repost)
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Microinsurance plans are individual insurance products which you can buy at a lower price than full insurance plans. 

Get benefits for yourself and your family for: 

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When choosing for an insurance plan, look out for: 

✅ What protection your plan gives you
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To know more, check out @multiply.org.my
 
#BoostMyMalaysia #BoostingTheNation #KitaBoostKita #KitaJagaKita #FasaPemulihan #BoostGotYou
      OK, tahun 2020 memang menimbulkan pelbagai kesusah OK, tahun 2020 memang menimbulkan pelbagai kesusahan, dan mungkin membawa banyak peristiwa yang kita ingin lupakan. So, jom lihat ke tahun 2021 dan mula merancang untuk masa depan yang lebih cerah! Klik link di bio untuk tips merancang belanjawan menjelang tahun baharu ini!
      📢📢📢 Bajet 2021 membenarkan caruman KWSP d 📢📢📢 Bajet 2021 membenarkan caruman KWSP dikurangkan kepada 11% ke 9% untuk tahun 2021. Pencarum yang telah mengurangkan caruman kepada 7% pula, yang dibenarkan oleh kerajaan awal tahun ini di bawah pakej perangsang ekonomi untuk memerangi COVID-19, akan perlu naikkan balik caruman kepada sekurang-kurangnya 9%.

Tak kira golongan anda, jom kita tengok apa kesan menukar caruman KWSP kepada anda. Layari https://multiply.org.my/my/changing-your-epf-contribution-how-does-it-affect-you/ untuk baca lebih lanjut!
      📢📢📢 Ketahui syarat terkini tentang pengel 📢📢📢 Ketahui syarat terkini tentang pengeluaran Akaun 1 KWSP. Layari https://multiply.org.my/my/what-you-need-to-know-about-epf-account-1-withdrawals/

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      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
      2. How were you managing your finances before COVID-19 hit?
      3. How has COVID-19 affected your spending overall?
      4. How did the movement controls (MCO/CMCO) affect your credit card spending?
      5. If you received Bantuan Prihatin Nasional (BPN) assistance, how did you use it?
      6. If you're taking money from your EPF account during the MCO/CMCO (under i-Lestari), how are you using it?
      7. The loan moratorium was helpful for me because:
      8. The holiday season is just around the corner. What do you have planned for year-end shopping?
      9. Have you planned your budget for 2021?
      10. How are you preparing financially for 2021?
      11. How do you think you'll manage your money in 2021?
      12. What do you think you need most to improve your finances in 2021?
      13. In 2021, my top financial goal is to:
      14. In 2021, my biggest financial worry is:
      15. In 2021, which areas of personal finance would you like to learn more about?
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      What’s your finance personality?

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      What’s your spending style?

      Language :

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      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
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